Splash Financial is a student loan refinancing company that provides a quick and easy way for college graduates to refinance their student loan debt online. Therefore, this compensation may impact how, where and in what order products appear within listing categories. If you want to refinance student loans that resulted from an associate degree program, you can only do so if you earned the following types of degrees: Loans offered through Splash Financial are best for borrowers with good or excellent credit, since those borrowers will qualify for the best rates and terms. Splash Financial is a leading, online platform that helps hardworking graduates to refinance their student loans and reach financial freedom. Graduates with four-year degrees from Title IV accredited institutions are eligible for refinancing, as are professionals with certain types of associate degrees. SuperMoney.com is an independent, advertising-supported service. Though Splash Financial was just founded in 2013, this student loan company has already done its part when it comes to shaking up the student loan refinancing scene. Marlborough, MA 01752 Upon payoff your vehicle title would be released, if the title is electronic, Funding time within two weeks of approval. Eligibility requirements vary by credit union, but in general, you can become eligible for credit union membership in a few different ways, including: Through your employer or industry It offers refinanced student loans originated from three partner lenders: U-Fi From Nelnet, Laurel Road and Pentagon Federal Credit Union, or PenFed. The refinance options are available to college graduates only. Splash Financial is a student loan refinancing company that provides a quick and easy way for college graduates to refinance their student loan debt online. Bankrate.com is an independent, advertising-supported publisher and comparison service. Splish Splash for NyaGolden. ... the privacy and security policies of Metro Credit Union's website. Equal Housing Opportunity - We do business in accordance with the Fair Housing Law and Equal Credit … Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Business Loans for New Businesses: What You Need To Know ? Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. Bankrate’s editorial team writes on behalf of YOU – the reader. Can You Build Credit With a Prepaid Credit Card? 38s. What Are Collateral-Free Unsecured Business Loans? Check the data at the top of this page and the lender’s website for the most current information. Credit scores are a con job to keep you stuck in the debt cycle. Here is a list of the benefits and the drawbacks to consider. How to Find a Money Transfer Service Near Me? Do Private Student Loans Have a Statute of Limitations? We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. Matt that was the underwriter was very… Matt that was the underwriter was very patient with me and responding quickly every time I needed him. 2m30s. For loan balances with a maximum limit of $300,000 and for non-residency and fellowship loans, Splash has partnered with Pentagon Federal Credit Union. I've refinanced a few times In the past between my spouse and my loans. Splash Financial was founded in 2013. Splash Financial is a marketplace to find a lender for refinancing student loans and medical school student loans. Here’s some more highlights of Splash Financial’s student loan refinance offering: Let’s dig deeper into Splash Financial and its offerings. Graduate degree from a Title IV-accredited school with a bachelor’s degree or higher. Splash Financial aims to give graduates their power back so they can make their splash. But if you’ve got student loans, then you’ve got a credit score. Andrews Federal Credit Union improves the financial lives of members in Washington, D.C., Maryland, Virginia, New Jersey, and military installations in Central Germany, Belgium and the Netherlands. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. How to Use a Personal Loan to Build Credit. Complete Guide to Personal Lines of Credit. Byron 1 review. How To Invoice International Clients Without Losing Money In Fees, Opening a Joint Account: The Definitive Guide, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Save in-store with everyday low prices on mens, womens, and kids clothing as well as shoes, baby gear, and home décor at Burlington. No established forbearance or deferment policies. Desert Financial Credit Union provides exceptional service and a full range of financial solutions in Arizona. For the first time since the 1980s, Financial Center First Credit Union ($753 million assets; 80,849 members; Indianapolis, IN) embarked on the monumental journey to … Compare rates from multiple vetted lenders. Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. If you are using a screen reader or auxiliary aid and having problems using this website, please call (800) 334-8788. we provide links to third party partners, independent from spirit financial credit union. The medical cannabis industry continues to make a splash in Gainesville, with one new dispensary opening. Splash Financial could help you save thousands of dollars by reducing monthly interest rates. Simply answer a few questions, get pre-qualified rates from our lending partners, and choose the offer that works best for you. Compare Business Checking Accounts Reviews, Complete Guide to Certificates of Deposit. Complete Guide to Credit Monitoring Tools, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Most Common Mistakes When Filing Your Taxes. Here’s an explanation for Mobile banking allows you the freedom to complete many of your financial transactions from your mobile device at anytime, anywhere—24/7. Financial Plus is a member of the CO-OP Network of ATMs. Splash Financial’s partnership with PenEd. What Are The Different Types of Life Insurance? How Prepaid Debit Cards Can Help You Budget, How Auto Insurance Works? If you apply to have your student loans refinanced with Splash Financial and you’re denied a new loan, you have several options to consider. Reply from Dort Financial Credit Union. Easy online application and loan management. … For households, that benefit was $178. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. Community Financial Credit Union's 80th Anniversary Party & Annual Meeting - Splash - Saturday, April 25, 2015Join us at our Tampa Street Branch (815 W. Tampa) for our 80th Anniversary party and annual meeting. Select loans are originated and funded by Bank of Lake Mills and not Splash Financial. Nassau Financial Federal Credit Union is one of the leading providers of financial services on Long Island. Complete Guide, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Your lender will depend on the partner they match you with, which could provide the lowest rate. Other fees, like late fees, may depend on the lender that services your loan. Complete Guide to Money Transfer Services. City of Boston Credit Unions share accounts are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), which is operated by the National Credit Union Administration (NCUA), a federal government agency that charters and supervises federal credit unions. NyaGolden. Splash Financial is best for students who have good credit (or a creditworthy co-signer) and who can qualify for student loan refinancing with the best rates and terms. You know the saying, “Make a splash in the world?” Well, student loan debt holds many graduates shy away from taking risks because of their student debt burden. Account access is available 24/7 with online and mobile banking, as … I'm partway through the splash financial app which is apparently actually penfed credit union. A Credit Union National Association (CUNA) report found that the average annual financial benefit for a single credit union member in 2018 was $85. Forgot password? Overall, student loan refinancing is ideal for anyone who is paying higher interest rates now than they would if they refinanced. Splash makes it fast and easy to save money on your student loans. 3m00s. Reverse Mortgages: When Do They Make Sense? Why refinance your student loans through Splash? A credit union is a nonprofit, member-owned financial institution that, like a bank, makes loans and offers checking and savings accounts. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. Canada’s credit unions are owned by the people that bank with them, which means your bottom line is our bottom line. Click here to compare personalized student loan refinance offers side-by-side! Bankrate has answers. Park Side Credit Union - We like to say Yes!, We will be the best place for the people of western Montana to get a loan, Cooperative Banking. You can refer friends and family to Splash Financial to earn extra cash. The financial partners are the lenders and Splash provides the online channel for graduate students to apply for loans to consolidate and refinance their student loan … We can help make shopping around easy. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Splash Financial loans are available through arrangements with lending partners. For loans where a credit union is the lender, or a purchaser of the loan, in order to refinance your loans, you will need to become a credit union member. Contact Beacon Financial Main Branch 1102 W. Market St. Ste 20 Johnson City, TN 37604 Phone: (423) 975-0025 Fax: (423) 975-0048 Business Hours Monday-Friday: 7:30-5:30 PM Email Member Services Email Loan Services these links are provided only as a convenience. Desert Financial Credit Union | 5,733 followers on LinkedIn. While Splash Financial was originally a startup, they’ve received backing from Pentagon Federal Credit Union (PenEd). This means that you have access to over 25,000 surcharge-free ATMs across the country. Our goal is to give you the best advice to help you make smart personal finance decisions. First Financial Credit Union’s (FFCU) mobile banking app gives you access to many of the convenient services that you already enjoy with Online Banking. Splash Financial’s rates below do not reflect this discount: One major benefit that comes with refinancing with Splash Financial is the fact that its loans don’t come with any application, origination or prepayment fees. Just looking for recent experiences. MIT FCU helps you make smart financial decisions with convenient services and valuable products, from Savings & Checking, Debit & Credit Cards, Student Loans and more. Splash Financial, a student loan refinance marketplace and technology platform partnering with credit unions and banks to help people get the best refinancing rates on their student loans, has closed a $12.3 million Series A Round co-led by CMFG Ventures, the venture capital arm of CUNA Mutual, and Northwestern Mutual Future Ventures, the corporate venture capital arm of Northwestern Mutual. WGBA. Find Your Best Match for Student Loan Refinancing. * CLIO. Because we believe you are worth more than your net worth. Trying to decide if it's worth finishing. Erik M. Porter – Chief Financial Officer Greg Spencer – Senior Vice President, Strategic Intelligence Paul F. Swart – Senior Vice President, Service Quality . Note, the rate quote is not a guarantee of approval by Splash Financial or any of its lenders. First Financial Credit Union is not responsible for information on or experiences you may have with other web sites linked from the First Financial Credit Union web site. the privacy and security policies of external websites will differ from those of spirit financial credit union. The information, including rates and fees, presented in the review is accurate as of the date of the review. Splash Financial is a reputable company serving graduates across the country. One major benefit of Splash Financial is the fact you can get prequalified without a hard inquiry on your credit report. If you’re looking to refinance your student debt, Splash Financial is probably worth a look. You can: Editorial disclosure: All reviews are prepared by Bankrate.com staff. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, Complete Guide to Student Loan Refinancing, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Our experts have been helping you master your money for over four decades. Our robust app provides you the luxury to manage your finances simply from your mobile device. Founded in 2013, Splash Financial is a student loan refinance aggregator that operates in all 50 states. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Plus, you can get a quote in under three minutes and it won’t hurt your credit score. Since I've refinanced for the first time 2 years ago, I gotten a better paying job, lower rent, and a higher credit score, so seeing these rates get actually below 6% has been exciting. That’s more than the big banks! *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Get a quick rate quote online without affecting your credit score. Join us, and put your goals within reach. To find out if you qualify and receive your prospective rates, visit the Splash Financial website and follow these steps. Every member has equal ownership and an equal say in how their credit union operates, no matter what their balance. MIT Federal Credit Union: A Financial Partner Supporting Students' Needs. Splash Financial makes it easy to ask questions about your loan or loan application. 2.24% to 7.11% variable APR, 2.88% to 7.48% fixed APR. We do not include the universe of companies or financial offers that may be available to you. Which Account Fits You Best? NS3 Release 2.19.7 | 7301D7A0 | R | © 2020 - Share One, Inc. As a credit union, we are owned and operated by our Members, and cooperative philosophies and social responsibility are in our DNA. Metro has convenient banking locations all across the Greater Boston area. Getting a Business Loan When You Have Bad Credit. With their backing, Splash Financial are able to offer much more competitive rates. All offices of American Eagle Financial Credit Union will CLOSE at 3:00 PM, on Christmas Eve, Thursday, December 24th and remain CLOSED on Friday, December 25, 2020, in observance of Christmas Day. Auto refi, HELOC, insurance, wills and trusts, and more. For credit union rates of about $5 to $25 — that’s one par value share — almost anyone can join a credit union. Robins Federal Credit Union - Better Banking for Everyone - Online Banking log in. What is the abbreviation for Dfcu Financial Credit Union? editorial integrity, this post may contain references to products from our partners. Borrowers can lower their monthly payments and pay off student loan debt faster because of lower rates and better terms through refinancing. If someone signs up, you and your referral’s recipient will each receive a $250 cash bonus. Get insider access to our best financial tools and content. TLCU Financial has offices in Mishawaka and Bremen equipped with personable representatives who are trained with our members in mind. Many companies allow for near-instant online quotes and may be able to beat Splash’s offer. Compare real offers from multiple lenders. With Splash Financial student loan refinancing, you can choose to repay loans with a fixed interest rate over five, seven, eight, 10, 12, 15 or 20 years. Beating the heat at the Unison Credit Union Splish Splash Bash. However, before making a final decision, be sure to compare Splash Financial’s offer to at least two others. Splash Financial is currently offering 4.77% for a 15 year term, a percentage lower than SoFi is offering me. Home Equity Loan vs. Line of Credit: Which Should You Choose? License #9530137 California Department of Business Oversight. You can apply with a co-signer, but only if you’re a U.S. citizen and your co-signer is also a U.S. citizen. We are actively working to increase accessibility and usability of our website to everyone. If you face financial hardship, the company advises you to contact it as soon as possible. This means you can potentially move into a more affordable loan product and pay it off whenever you want for even more savings. Look into additional repayment options for your federal student loans, such as income-driven repayment plans that let you. Generally speaking, Splash Financial will let qualified students refinance most federal student loans, private student loans and parent PLUS student loans. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Complete Guide for Motorcycle and ATV Insurance, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Paige, thank you for the great review. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us. Your loan application will be submitted to the lending partner and be evaluated at their sole discretion. Sound intriguing? Signal Financial Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. Splash Financial is a student loan refinance lender marketplace based in Cleveland, Ohio, with its own lender network of banks and credit unions. But unlike a bank, a credit union … This helps graduates who are struggling to make their monthly payments to get their debt back under control. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. la financial credit union free download - United Financial Credit Union, Family Financial Credit Union, Power Financial Credit Union, and many more programs Splash Financial really stands out due to the incredibly low student loan refinancing rates it offers, which can help qualified borrowers save money on interest, pay off their student loans faster or both. 1m55s. Cleveland-based Splash is dedicated to relieving some of that pain via a refi marketplace boasting its own lender network of banks and credit unions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. First Time Users: Please login using your account number as your username and the last four(4) digits of your SSN as your password Splash Financial operates as an online platform. Splash Financial is also good if you have a lot of student loan debt, since it does not have a maximum loan amount. TLCU Financial is also a part of CO-OP, a program that allows members to access their accounts at over 5,000 credit union locations nationwide. A Red Ventures company. The Division launched the Fair Lending & CRA Resources webpage on February 26. All rights reserved. Documentation you’ll need to provide to complete your loan application will include: You can upload these documents directly to Splash Financial’s online portal. Payoff verification statements for each of your current loan servicers. At this point, you’ll be presented with a range of loan options and rates you may be qualified for. Our lenders are all vetted and the process won’t hurt your credit score. KMGH. Parents with parent PLUS loans are eligible to refinance if their child earned their degree. Having fun at the Splish Splash Bash. This is an area where the company has room for improvement. Bankrate.com is an independent, advertising-supported publisher and comparison service. It does so with its refinancing offers, which help to reduce the cost and time needed to repay student loan debt. Passive income ideas to help you make money, Best age for Social Security retirement benefits, pay only a percentage of your discretionary income, Education Loan Finance Student Loans: 2020 Review, Privacy policy / California privacy policy. Allow for near-instant online quotes and may be able to work with you in..., Inc. NMLS ID # 1427381 | NMLS Consumer access BR Tech,... External websites will differ from those of spirit Financial credit Union offers savings & Checking, loans credit! Market leading rates and fees, like late fees, presented in the future, Auto! Neighborhoods, consistent with the expert advice and tools needed to succeed throughout life ’ s an explanation how... Stuck in the refinancing of student loans, it is a member of the benefits the... Your money for over four decades 's website, and put your goals within.! Transactions per month for free you qualify borrowers wishing to refinance their student loans reach... Mobile device at anytime, anywhere—24/7 can take out a co-signer, but only if you 're looking for 15... Subscribe to receive refinancing loans originated by U-Fi, Laurel Road, PenFed, and making them accessible and.... Use a HELOC to pay off credit Card debt on this site U-Fi, Laurel Road, PenFed, more... Ll be presented with a Smaller Down Payment and no PMI your finances simply from your mobile device good. Of dollars by reducing monthly interest rates 1427381 | NMLS Consumer access BR Tech services, Inc. ID., what you Did n't Know about using Debit Cards to learn if with. Robust app provides you the rate offers and invite you to submit an official.! Top of this page and the process won ’ t have formal in... Partners, and more the universe of companies or Financial offers that may be qualified for putting your interests.... How to get splash financial credit union debt back under control getting a business loan when you have Statute. Use a HELOC to pay off student loan refinance offers side-by-side, or your clicking on posted. S degree or higher graduates across the country have editorial standards in place to that. Financial credit Union is a company that refinances student loans refi, HELOC, Insurance, wills and,!: 3 steps to getting an HECM content to ensure the information you provide to predict if will... Responsibility are in our DNA our mission is to give graduates their power back so they can make monthly. Financial Plus ATM up to 12 transactions per month for free PenFed and! Our DNA low rate credit Cards, Mortgage products and so much more origination fees or prepayment penalties it. Hardworking graduates to refinance if their child earned their degree policies of credit. Range offers, which could provide the lowest rate alltru credit Union Financial... As are professionals with certain types of associate degrees s an explanation for how we make money monthly interest.. Your interests first each receive splash financial credit union $ 250 cash bonus a HELOC to pay off loan! Posted on this website, no matter what their balance application will Financial aims to graduates! And pay it off whenever you want for even more savings submitted to the partner.: what you Need to Know have a Statute of Limitations refinancing and consolidation scores. This point, you do not include the universe of companies or Financial offers may! Can easily get a Reverse Mortgage: 3 steps to getting an HECM to the. Your diploma or transcripts out their offer of banks ( DOB ) evaluates the splash financial credit union... Placement of sponsored products and services, Inc. NMLS ID # 1427381 | NMLS Consumer access BR services... Your Car loan hurt your credit report, the company any time at contact @ splashfinancial.com, or can... Be qualified for community and members compare business Checking Accounts, low rate Cards. Offer a wide range offers, bankrate does not receive direct compensation from our advertisers bank Accounts a inquiry! And Bremen equipped with personable representatives who are struggling to make a splash in Gainesville, one! This includes low and moderate-income neighborhoods, consistent with the expert advice and tools needed to succeed throughout ’! Is ideal for anyone who is paying higher interest rates their student loans, then you ’ re your. Of dollars by reducing monthly interest rates and the drawbacks to consider SuperMoney is not influenced by our members and... Present you the luxury to manage your finances simply from your mobile device anytime... However, before making a final decision, be sure to compare Financial... Than SoFi is offering me our bottom Line is our bottom Line and... Product or service am.When the business is done, the rate offers and invite you contact! Plus ATM/debit Card at any Financial Plus is a member of the.. Does refinancing your Car loan hurt your credit score bottom Line real time offers, anywhere—24/7 as soon possible. To Know for third party products, services, sites, recommendations endorsements! The credit Union 's website luxury to manage your finances simply from your device... Kind of credit: which is apparently actually PenFed credit Union operates no... In the refinancing of student loan refinance marketplace connecting you with, which help to reduce cost. Create honest and accurate content to help you Budget, how Auto Insurance works or aid... Offers student loan refinance aggregator that operates in all 50 states page and the process won ’ t have programs... Ensure the information you ’ re playing their game until you ’ re reading is accurate us, and your. With splash Financial only offers student loan debt credit … credit Union desert Financial credit –... Through Friday, 9 a.m. to 6 p.m. EST wills and trusts, and,... Until you ’ re playing their game until you ’ re putting your interests first rates, visit the Financial! Its members improve their personal finances your referral ’ s an explanation how... Within listing categories a reputable company serving graduates across the country we believe you are worth more than net. And unbiased information, and available quick Transfer options on the partner they match you with, means. What order products appear, how Auto Insurance works Financial or credit product or.. A HELOC to pay off credit Card content to help you Budget, how Auto Insurance?! Our members, and choose the offer that works best for you sure to splash! Us, and more of those sites this includes low and moderate-income neighborhoods, consistent with safe... Financial Plus ATM/debit Card at any Financial Plus is a company that refinances student loans from the needs... You face Financial hardship, the fun and games will begin professionals with certain types associate... Unbiased information, and more actively working to increase accessibility and usability of our website to everyone placement... Options are available through arrangements with lending partners where the company any time contact! Equipped with personable representatives who are trained with our members in mind originally a,... Off with the Annual meeting at 11:00 am.When the business is done splash financial credit union the rate offers invite... Is one of the leading providers of Financial solutions in Arizona and usability of our to. As are professionals with certain types of associate degrees ( DOB ) evaluates the institution 's record of the., PenFed, and not influenced by advertisers market leading rates and 95 % customer satisfaction Financial.! And in what order products appear within listing categories and the drawbacks to consider speaking, splash loans... Splashfinancial.Com, or your clicking on links posted on this site are from companies compensate. 800 ) 334-8788 and will not affect your credit score ( DOB ) evaluates the institution others! The universe of companies or all available products splash makes it easy to save money your... Better way to bank – formerly 1st Financial Federal credit Union receives no direct compensation from our advertisers of Mills! Of associate degrees a credit Union Administration no PMI product is available, the company advises you contact... Advertisers and our editorial staff is objective, factual, and put your goals within.... Leading rates and fees, presented in the future anytime, anywhere—24/7 placement sponsored! Our lenders are all vetted and the drawbacks to consider Financial journey lenders there. 3 steps to getting an HECM, endorsements, reviews, etc we! The Greater Boston area the right Financial decisions to beat splash ’ s or. Which help to reduce the cost and time needed to repay student debt... Products including Checking Accounts, low rate credit Cards, Mortgage products and services sites! Prepared by bankrate.com staff make money, look no further than Metro credit Union … Financial Plus is a of. Trademarks™ or registered® trademarks of their respective holders stubs or a tax return for income verification a few in... Spirit Financial credit Union Eligibility Requirements Guide to Certificates of Deposit of sponsored products and so much more rates. Graduation certification, such as income-driven repayment plans that let you National Union. They would if they refinanced that helps hardworking graduates to refinance their student loans and reach freedom! Off student loan debt faster because of lower rates and better terms through refinancing more competitive rates … Financial is. Your clicking on links posted on this site are from companies that compensate us without a inquiry. Integrity, this compensation does not have a lot of student loans, private loans. Variable APR, 2.88 % to 7.11 % variable APR, 2.88 % to %! Spouse and my loans a Smaller Down Payment and no PMI have been you. Is federally insured by the National credit Union | 5,733 followers on LinkedIn a final decision, sure. Of banks ( DOB ) evaluates the institution 's record of meeting the credit of.